For CEOs, Chief Compliance Officers, CIOs, and board members of financial institutions: AI’s rapid rise and the coming reality of quantum computing are no longer distant technology shifts — they are a direct and growing threat to the security of your customers’ most sensitive financial data. Traditional encryption and perimeter-based security were not built for this era. The question is no longer whether your institution will face a breach, but whether the data stolen will be usable by attackers.
Eclypses –
The Quantum Leap in Data Security for the AI Era
A breakthrough data security platform designed for financial institutions navigating the convergence of AI, cloud infrastructure, and emerging quantum threats.
Represented by INY LLC


Intelligent Net Yield Introduction
Intelligent Net Yield (INY LLC) is proud to represent Eclypses, a breakthrough data security company that we believe represents one of the most compelling opportunities in the market today. Eclypses is solving one of the greatest unsolved challenges in technology: how to make data itself impossible to exploit, even in the event of a breach.
This is a fundamental shift in data security thinking, and its implications for AI, cloud, and enterprise infrastructure are enormous.
"Imagine a world where major corporations could confidently guarantee their customers that their most sensitive data is not just protected, but absolutely impregnable—immune to exploitation, even in the face of a breach. This isn't just enhanced security; it's a paradigm shift."
— Paul J. Fiumano, President, Intelligent Net Yield (INY LLC)
Is Your Institution Ready for the Next Generation of Data Security?
If you lead a financial institution, you’re navigating AI adoption, open APIs, cloud infrastructure, and rising cyber threats — all while being responsible for protecting your customers’ most sensitive data. Traditional security models were not built for this level of complexity, and they can leave critical gaps exactly where you can least afford them.
Every day, your reputation, your customers’ trust, and your regulatory standing are on the line. Eclypses is built for this moment — not as another layer of security, but as a fundamentally different approach that helps make stolen data worthless, so you can better protect what matters most to your institution.
Why Eclypses: Five Fundamental Advantages
Eclypses eliminates the attack value of data itself—rendering intercepted information completely useless to adversaries while enabling frictionless deployment across modern, API-driven enterprises.
Unlike traditional security solutions that focus on perimeter defense, Eclypses delivers five fundamental advantages that redefine data protection for API-driven enterprises:
01
Application-Layer Protection
Data protection at the source, not just the perimeter
02
Zero Attack Value
Intercepted data is completely useless to attackers
03
Zero Key Management
No complex key management infrastructure required
04
Post-Quantum Ready
NIST-aligned cryptography for future threats
05
Rapid Deployment (remotely & within hours)
Implementation without re-architecting existing systems
AI & Quantum Threats: Eclypses Closes the Security Gap
AI Systems
Dramatically increase the volume, speed, and value of data flowing through financial systems
API Integration
Third-party integrations expand attack surfaces across the financial ecosystem
Quantum Threats
Emerging quantum computing threatens to undermine legacy encryption models
Compliance
Regulatory and compliance expectations continue to intensify across jurisdictions
Built for Today's Threats and Tomorrow's Reality
Eclypses' unique architecture is specifically designed to address these evolving challenges, providing advanced protection where traditional methods fall short.
  • AI-Assisted Attack Protection: Defends against AI-powered attacks that exploit large data sets and pattern recognition
  • Model Security: Prevents model inference and data poisoning risks in AI workflows
  • Quantum-Resistant Cryptography: Leverages quantum-resistant algorithms and tokenization that doesn't rely on static keys
Even well-secured environments can be breached. When that happens, data becomes the target—and once exposed, the consequences are immediate, regulatory, and reputational. Eclypses ensures that even if breached, consumer's data is useless to attackers, rendering exfiltrated information meaningless and protecting financial organizations from a devastating impact.
The Devastating Reality: Data Breaches Are Crushing Financial Services
The financial services industry faces an unprecedented crisis. Data breaches are not just increasing in frequency—they're becoming catastrophic in scale and impact, devastating both institutions and the consumers who trust them.
The Perfect Storm: AI Adoption and Emerging Quantum Threats
Financial institutions face a dual challenge that dramatically amplifies breach risk: the rapid adoption of AI systems that process vast amounts of sensitive data, and the looming threat of quantum computing that will render current encryption obsolete. Together, these forces create unprecedented vulnerability.
AI Expansion Creates New Attack Surfaces
Banks are deploying AI across fraud detection, lending decisions, customer service, personalized banking, and compliance monitoring. Each AI application requires access to sensitive customer data, multiplying exposure points and creating new vulnerability windows that traditional security cannot adequately protect.
Quantum Computing: The Encryption Apocalypse
Quantum computers will break current encryption standards, making today's 'secure' data vulnerable tomorrow. Financial institutions must protect data now against future quantum attacks—a threat that makes every breach exponentially more dangerous as adversaries can store encrypted data today and decrypt it when quantum systems become available.
The Financial Toll on Institutions
Financial services data breaches cost an average of $6.08 million—22% higher than the global average. But the true cost extends far beyond the initial breach:
  • Regulatory Penalties: Massive fines for non-compliance with data protection regulations
  • Litigation Costs: Class-action lawsuits from affected customers drain resources for years
  • Operational Disruption: Organizations take 258 days on average to identify and contain a breach
  • Increased Insurance: Cyber insurance premiums skyrocket after breaches
  • Stock Impact: Stock prices drop an average of 7.5% following a breach
Real-World Impact: The Marquis Software Breach
In August 2025, a single ransomware attack on Marquis Software Solutions—a vendor serving over 700 financial institutions—became a cautionary tale for the entire industry.
  • Over 800,000 bank and credit union customers affected
  • At least 80 financial institutions impacted
  • Social Security numbers, financial account data, and personal information exposed
  • Consumers notified nearly four months after the breach
A single compromise turned into an industry-wide problem—demonstrating how vendor vulnerabilities cascade throughout the financial ecosystem.
The Human Cost: Consumer Trust Is Collapsing
Beyond the financial devastation to institutions, data breaches inflict profound damage on consumers—and that damage directly undermines the foundation of financial services: trust.
AI and Quantum Threats Amplify Consumer Vulnerability
The expansion of AI systems and the looming quantum computing threat don't just create institutional risk—they fundamentally change the nature of consumer data vulnerability in ways that make traditional breach responses inadequate.
AI Systems Multiply Exposure of Personal Data
As banks deploy AI across more services—from personalized recommendations to automated lending—consumer data flows through more systems, creating exponentially more opportunities for exposure. Each AI touchpoint becomes a potential vulnerability for personal financial information, transaction histories, and sensitive PII.
Quantum Computing: Your Data Vulnerable Forever
The quantum threat means consumer data stolen today remains at risk indefinitely. Adversaries can harvest encrypted personal information now and decrypt it when quantum computers become available—turning today's breach into tomorrow's identity theft crisis. For consumers, this means their financial data is never truly safe under traditional encryption.
Trust Evaporates After Breaches
65%
Loss of Trust
Consumers lost trust in a company following a data breach
70%
Customer Abandonment
Would stop shopping with a brand that suffered a breach
38%
Institution Switching
Customers indicate they would change financial institutions after a breach
The Emotional and Financial Burden
82% of consumers worldwide reported a negative impact on their lives following a data breach, including:
  • Identity Theft: Stolen information used to open fraudulent accounts and make unauthorized purchases
  • Financial Losses: Substantial costs and time-consuming recovery processes
  • Emotional Toll: Anxiety, anger, vulnerability, and powerlessness
  • Targeted Scams: Personal information weaponized for sophisticated phishing attacks

Community Banks & Credit Unions Are Especially Vulnerable
The Marquis breach demonstrated that when attackers compromise a shared vendor, they hit many institutions at once. Credit unions and community banks—often with limited cybersecurity resources—face disproportionate impact when third-party vendors are breached.
The data breach rippled across the country as accountholders started to learn of the impact, with nearly two dozen lawsuits filed, with multiple banks and credit unions listed as co-defendants.
A Crisis of Confidence in Financial Services
Financial gain motivated 95% of data breaches, with the financial services industry facing some of the most damaging incidents. The message is clear: traditional security is failing, and consumers are losing faith in the industry's ability to protect their most sensitive information.
The fundamental problem: Current security models focus on preventing breaches. But when breaches inevitably occur—through vendor compromises, human error, or sophisticated attacks—the data itself remains vulnerable and exploitable.
The Eclypses Transformation: From Catastrophe to Confidence
Eclypses fundamentally changes the equation by eliminating the value of stolen data—transforming what would be a catastrophic breach into a non-event for consumer data protection.
The Paradigm Shift: Worthless Data Even If Stolen
Traditional Security Model
  • Focus on preventing breaches
  • Data valuable if perimeter is breached
  • Vendor compromises cascade to all customers
  • Months to detect and contain breaches
  • Consumer trust destroyed after incidents
  • Massive regulatory and legal exposure
Eclypses Protection Model
  • ✓ Data protected at the application layer
  • ✓ Stolen data is completely unusable
  • ✓ Breach impact dramatically reduced
  • ✓ Consumer PII remains protected even if systems compromised
  • ✓ Trust maintained through breach impact elimination
  • ✓ Regulatory exposure substantially minimized
Addressing AI Expansion and Quantum Threats Head-On
Eclypses doesn't just protect against today's breaches—it provides the security foundation financial institutions need as they expand AI capabilities and prepare for the quantum computing era.
Secure AI Deployment at Scale
Eclypses enables financial institutions to confidently expand AI across fraud detection, lending, customer service, and personalized banking without multiplying data exposure risk. Data remains protected as it flows through AI systems, eliminating the vulnerability windows that traditional encryption creates. Banks can innovate with AI knowing customer data stays secure.
Quantum-Resistant Protection Today
Unlike traditional encryption that quantum computers will break, Eclypses MTE provides quantum-resistant protection now. Financial institutions don't need to wait for quantum threats to materialize—they can protect customer data today against both current attacks and future quantum decryption. This future-proof approach ensures data stolen today remains worthless tomorrow.
The Opportunity: Lead the Market in Member Protection
By deploying Eclypses, your institution can position itself as the partner that doesn't just manage risk—but eliminates the catastrophic impact of data breaches.
Differentiated Value Proposition
Offer credit unions and community banks a security solution that no other channel partner can provide—protection that renders stolen data worthless to attackers.
Member Trust Protection
Enable your financial institution clients to confidently tell their members: "Even if breached, your data remains protected."
Competitive Advantage
Position your institution as the forward-thinking partner bringing next-generation security to institutions that need it most.
Regulatory Confidence
Help institutions demonstrate proactive data protection strategies that go beyond compliance checkboxes.
From Crisis to Leadership
The financial services industry is at a breaking point. Data breaches are devastating institutions and consumers alike. Traditional security is failing. Trust is collapsing.
Your institution has the opportunity to lead the industry out of this crisis by bringing Eclypses to the credit unions and community banks that depend on your institution for risk management and member protection.
This is more than a technology partnership—it's an opportunity to redefine what data security means for financial services and restore the trust that consumers desperately need.
Micro Token Exchange (MTE®): Protecting the Data Itself
Eclypses protects sensitive data at the application layer, rather than relying solely on network-based defenses. The full round-trip — outbound and return — is protected by MTE tokenization.
How MTE Works
Eclypses has developed Micro Token Exchange (MTE®), a patented, data security platform that fundamentally changes how data is protected.
Every request and every response travels in tokenized form — meaning data is never exposed in transit in either direction.
01
Dynamic Tokenization at Source
Data is transformed into dynamically generated, non-repeating cryptographic tokens before leaving the application
02
Secure Transmission
Tokenized data travels across the network — intercepted tokens are unreadable, unusable, and non-reconstructable
03
Decoding at Destination
The Inbound MTE Relay decodes tokens into usable data, delivered securely to the destination API or service
04
Return Journey Protection
The API response is re-encoded by the Inbound MTE Relay and decoded at the origin — the same protection applies in reverse
From Breach Prevention to Breach Impact Elimination
Game-Changing Impact for Financial Institutions
With Eclypses, financial institutions can transform their security posture and member relationships:
  • Protect member PII and transaction data even if systems are compromised
  • Reduce regulatory exposure and incident severity
  • Maintain trust with members and regulators during adverse events
  • Confidently state that customer data remains protected even in breach scenarios
This represents a fundamental shift for financial insitutions from preventing breaches to eliminating their impact on sensitive data.
AI-Powered Banking Without Data Exposure
Real-World Financial Services Use Cases
Eclypses MTE enables financial institutions to leverage AI across their entire operations—from fraud detection to customer service to risk analysis—while maintaining absolute data protection throughout every process.
Financial institutions are rapidly expanding AI applications across lending decisions, personalized banking, customer support, compliance monitoring, and fraud detection. But each new AI use case creates exposure risk. Traditional approaches require decrypting data before analysis, creating vulnerability windows that multiply with every AI deployment.
How It Works
01
Data Tokenization
Customer and transaction data is tokenized at the source using MTE, converting sensitive information into protected, unintelligible data streams across all banking systems.
02
AI-Powered Operations
AI models analyze patterns using these protected data streams for fraud detection, credit decisions, personalized recommendations, customer service automation, and compliance monitoring—all without ever accessing plaintext sensitive PII.
03
Real-Time Intelligence
AI-driven insights and decisions occur in real-time across all banking operations, from fraud alerts to loan approvals to personalized offers, without exposing sensitive PII to unencrypted environments.
04
End-to-End Protection
Data remains protected throughout the entire workflow, from ingestion to analysis and decision-making, eliminating vulnerability windows.
Financial institutions using Eclypses for AI-powered operations have achieved:
Measured Outcomes
Enhanced AI Accuracy
Improved outcomes across fraud detection, credit scoring, and personalization
Real-Time Decisioning
Maintained transaction speed
Compliance Support
PCI DSS, GDPR, privacy mandates
This approach enables financial institutions to confidently expand AI capabilities across all banking operations—from fraud prevention to customer experience to operational efficiency—while maintaining the highest standards of data protection and meeting both security requirements and member expectations.
Proven Today. Positioned for Scale in 2026.
Independent Validation & Market Credibility
Eclypses' approach has been validated by independent analysts, patented technology, and real-world enterprise and government use cases.
HFS Research Recognition
Recognized as a Hot Tech Vendor (2024 & 2025), described as "one of the most innovative approaches to API and data security in the last decade."
Enterprise & Government Trust
Trusted by AAA, Shell Oil, Butterfield Bank, and the U.S. Department of Transportation.
Strategic Partnerships
Expanding through hyperscaler and channel partnerships including Ingram Micro, Four Points Technology, and NTT Data. While Eclypses has established strong channel relationships in key industries, they do not currently have a channel partner in the financial services space—creating a unique first-mover opportunity for forward-thinking financial institutions.
"As AI systems dramatically increase the speed, volume, and autonomy of data movement, protecting the data itself becomes essential. Eclypses addresses this challenge at its foundation by eliminating the attack value of data — even if other defenses are compromised."
— DR. Sarah Mohrle, AI & Quantum Computing Expert, Senior AI Advisor, OakTruss Group
"Eclypses takes a fundamentally different approach by securing data at the application layer rather than relying solely on perimeter-based controls. This positions the platform well for modern, API-driven and AI-enabled environments." — HFS Research
Ready for Scale: Cloud Marketplaces & Proven Trust
Eclypses is live in the AWS, Microsoft Azure, and Oracle Marketplaces, enabling frictionless enterprise adoption through existing cloud ecosystems. The platform is already trusted in enterprise and U.S. government environments and is now positioned for expansion into financial services.
This creates a rare opportunity for financial institutions to deploy a unique yet proven data security platform for their customers and members—leveraging established enterprise credibility and marketplace presence to deliver the kind of transformative, impactful value-add clients have come to expect.
For CEOs, Chief Compliance Officers, CIOs, and Board Members
If you are a CEO, Chief Compliance Officer, CIO, or board member, the convergence of AI and quantum computing represents an existential threat to your customers' data — and your institution's reputation, regulatory standing, and future.
We'd welcome the opportunity to show you how Eclypses can protect your institution and your customers.
If interested, the next step is an introductory conversation with David Gomes, CEO of Eclypses, and members of the leadership team.
During this call, the team will walk through the technology, financial services use cases, compliance implications, and answer any questions specific to your institution.
The following resources will help prepare you for the conversation:
Executive Presentation
This document and its contents are the confidential and proprietary information of Intelligent Net Yield (INY LLC). It is provided solely for the recipient's evaluation and may not be disclosed, reproduced, or distributed to any third party without the express written consent of INY LLC.
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